The Blog

In our modern world, we are experiencing the rise of self-spirituality at a rapid pace. Much of this is attributed to the self-creating power of social media where we can create bespoke religions. And even though formal religious affiliation is trending down,...

The well known investor and billionaire Warren Buffet has called compound interest the eighth wonder of the world. In fact, he first became a millionaire in 1962 and has been compounding his first million for over 60 years. Why is compound interest such a powerful...

There’s an old adage I remember from my childhood that says, “Sin will take you farther than you want to go, will keep you longer than you want to stay, and will cost you more than you want to pay.” The consequences of sin always outlast the pleasure of it. Read that...

Every new year I find myself meditating on Psalm 90 and the brevity of life. It’s one of my favorite passages, so much so that I named my consulting company the Ninety Twelve Group after Psalm 90:12. This is unique in the fact that it’s a psalm attributed to Moses,...

The close of a calendar year and the start of a new one is a wonderful time for self-reflection. It’s an opportunity to look back, to see where you have grown and changed–or where you have digressed. A new year is also a great time to analyze where you are currently,...

The holidays aren’t always filled with “all is calm, all is bright.” Sometimes they are anything but silent and peaceful—they are often chaotic and dark. Though a change in schedule and scenery with that trip through the woods to grandma’s house can bring welcome...